Researchers find glitch involving Apple Pay, Visa cards

Apple has been ordered to face a private antitrust lawsuit by payment card issuers accusing the company of thwarting competition for its Apple Pay mobile wallet.

A team of researchers in the U.K. has discovered security issues related to Visa cards and Apple Pay that could result in attackers bypassing the lock screen and making fraudulent payments, reports AppleInsider.

The research says the glitch happens when Visa cards are set up in Apple’s Express Transit mode on an iPhone. The flaw could allow attackers to bypass the iPhone Lock Screen and make contactless payments without the passcode.

Here’s some info from the report: We disclosed this attack to both Apple and Visa, and discussed it with their security teams. Apple suggested that the best solution was for Visa to implement additional fraud detection checks, explicitly checking Issuer Application Data (IAD) and the Merchant Category Code (MCC). Meanwhile, Visa observed that the issue only applied to Apple (i.e., not Samsung Pay), so suggested that a fix should be made to Apple Pay. 

Dennis Sellers
the authorDennis Sellers
Dennis Sellers is the editor/publisher of Apple World Today. He’s been an “Apple journalist” since 1995 (starting with the first big Apple news site, MacCentral). He loves to read, run, play sports, and watch movies.