When you set up Apple Cash you can send and receive money in Messages or Wallet, or make purchases using Apple Pay.
Here’s what you need
- Be at least 18 years old and live in the United States.
- Have a compatible device with the latest iOS, iPadOS, or watchOS.
- Set up two-factor authentication for your Apple ID.
- Sign in to iCloud with the same Apple ID on any device that you want to use to send or receive money.
- Add an eligible debit card in the Wallet app, so you can send money.
Ready? Here’s how to set it up:
° Open the Settings app on your iPhone or iPad.
° Scroll down and tap Wallet & Apple Pay.
° Turn Apple Cash on.
° Under Payment Cards, tap Apple Cash.
° Tap Continue, then follow the instructions on your screen.
When someone sends you money, it’s automatically and securely kept on your Apple Cash card. Your new Apple Cash card can be found in the Wallet app.
If you want to set up Apple Cash for a family member that’s under 18 years old, learn how to set up Apple Cash Family. If you’re under 18 years old, your Family Sharing organizer can set up Apple Cash for you with Apple Cash Family.
If you turn off Apple Cash for any one device, you can still use Apple Cash on other devices where you’re signed in with your Apple ID.
Here’s how to add money to Apple Cash
After you set up Apple Cash, you can add money to your balance using the debit or prepaid cards2 that you already use with Apple Pay in Wallet. If you don’t already have one of these cards in Wallet, you need to add one before you can add money.
(This how-to is based on my experiences and info on Apple’s support pages.)