Apple is launching a new Apple Card program for people who have their application declined, reports TechCrunch.
If you’ve applied and been declines, you may begin seeing notifications on your Apple device about the “Path to Apple Card” program. It’s an opt-in program that can run for up to four months.
According to TechCrunch, it leverages the information that Goldman Sachs used determine your credit worthiness to outline why you were declined and to help you improve the specific financial markers that would make you more likely to get approved next time. Once you opt in, you’ll get a monthly update on your progress regarding specific tasks personalized to your rating, says TechCrunch.