Experian, an information services company, has announced it will now include “pay-in-4” BNPL [buy now, pay later] loan information from Apple Pay Later on consumers’ credit report.
According to MacRumors, Apple Pay Later will likely be officially launching imminently for all qualifying U.S. residents, as Apple’s website no longer refers to it as a “prerelease” feature.
The service had been available on an invite-only basis since March. Apple Pay Later allows users to split purchases into four payments, spread over six weeks with no interest and no fees.
Users can track, manage, and repay their Apple Pay Later loans in one location in Apple Wallet. Users can apply for Apple Pay Later loans of $50 to $1,000, which can be used for online and in-app purchases made on iPhone and iPad with merchants that accept Apple Pay.
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